Guaranteed way to make 5% on your money with no risk

GM. This is Work "After" Work, the newsletter that gives you directions to making money. Kinda like Mapquest, but brought to the 21st century.

Remember back when we had to print out directions? Those were the days.

Happy hump day, let's jump in:

• 💵 T-bills

• 😂 Meme of the day

What if I said there was a SURE way you can make money, an extra 5.1% on your money to be exact! Well with T-bills you can…

You see T-bills used to suck as investments for the last 15 years. If I were to guess, they probably averaged 0.1%... a year. This was because money was essentially free to borrow and businesses were borrowing like it was going out of style.

But now that the market has totally flipped on its head and the FED is hung-ho on raising rates as much as it takes to beat inflation, they’ve become a great investment.

This drastic shift is shown in this chart. T-bill yields in the past year have 3x’d to now over 5% 👀

Source: Macrotrends

Why is this a big deal?Because T-bills have zero risk. Sorry, let me say that again. Zero risk! If you invest in T-bills you will make money. No questions asked.

Before this past year you would’ve just made very, very little. Well, that’s changed and even my friend who’s an investment banker on Wall Street is screaming at me to get into T-bills, which I have because they’re so juicy.

Do I have your attention now? Are you unsure of what a T-bill is? Let Professor Faares give you a quick lesson. Whip out those notepads young padawans.

A T-bill is an “I owe you” from the government. You give them your money for a specific period of time (you choose) and once that time is up they give it back with a little extra as a thank you - call it the price of doing business.

Why is it zero risk? Because it has the full backing of the US government. All this means is the only way you won’t get your money back is if the US financial system literally crumbles, which c'mon... is never happening.

Now, that doesn’t mean you should put all your money in T-bills. With anything that's 0% risk, returns are relatively low compared to what you can make in the stock market. But if you're able to invest disposable income it will guarantee that you have money coming in.

So here’s how I’m buying T-bills

Of course, with anything that the government offers, it’s hard to figure out. One look at the government website, Treasury Direct, and you’ll wish you never learned about them in the first place.

That's why I use Public instead. It's seriously 10 times easier than that damn government website and comes with more flexibility.

I was originally going to buy them from the government website but I found myself watching YouTube tutorials on how to do it because there were so many steps.

Now that I know Public offers the same thing, I just go through them. Here’s a quick breakdown of how to do it if you're interested.

Pretty much all you have to do is create an account and deposit money into their new "Treasury Account".

Since it's paying 5.17% if I put $10,000 into it I'll make roughly $43 a month for doing absolutely nothing, and I can take this money out at any time (something you normally can't do).

It's nothing crazy, but if you have something like a rainy day fund putting into T-bills will make you more than a high-yield savings account and about 100 times more than a checking account.

With traditional T-bills you have to lock up your money for specific durations:

• 4 weeks

• 8 weeks

• 13 weeks

• 17 weeks

• 26 weeks

• 52 weeks

But with Public you can sell your T-Bills whenever you want. And you can set it to automatically reinvest your money into new T-bills so you can get in the compounding game!

To make things even sweeter:

If you send us a screenshot by the end of next week showing you deposited even $1 in the app we’ll send you $20 (We promise) because we know there is no risk with this whatsoever.

The Fed has already come out and basically said they’re going to raise interest rates to 5.5% and are going to stay there for a while. High T-bill yields aren’t going anywhere for at least a few years so take advantage while they’re hot!

It's worth noting that T-bills will not make you a millionaire, but as of right now, there is no other investment that can guarantee you a 5% return on your money.

Remember we’ll send you $20 if you sign up for Public with the special link they gave us and reply to this email with a screenshot showing you deposited just $1!

Happy investing! 

MEME OF THE DAY

Jim Cramer remains undefeated 😂😂

That's a wrap ladies & gents!

DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research.